FutureInsurance.ai enables businesses, insurers, risk owners and public-sector organisations to structure, finance and manage risk through Protected Cells and Alternative Risk Transfer (ART) solutions — with greater flexibility, transparency and control.
AI-enabled Alternative Risk Transfer infrastructure for the next generation of insurance.
From risk identification and underwriting to capital deployment, claims and portfolio management, FutureInsurance.ai provides EDI C3 to make alternative risk transfer more accessible, scalable and intelligent.
Segregated, ring-fenced cell structures — each governed by its own risk, capital and reporting rules, run on one shared EDI C3.
Dedicated cells for self-insurance and alternative risk financing, without the cost and complexity of establishing a standalone captive.
Ring-fenced cells for industry, affinity, supply-chain, cyber, climate and other shared-risk programmes.
Cell-based structures supporting catastrophe bonds, sidecars and other collateralised reinsurance solutions.
Segregated structures for disaster, climate and other national or regional risks.
Data-driven insurance solutions for emerging and difficult-to-insure risks using predefined triggers and measurable events.
Support for risk, capital, coverage, reinsurance, governance and operating structures for each protected cell.
Decision AI for risk assessment, underwriting, pricing, monitoring, claims, fraud detection and portfolio performance.
AI-enabled dashboards, risk intelligence and decision support across the full cell lifecycle.
Every protected cell runs on the same governed EDI C3 that powers claims, underwriting and fraud defense across the platform.
Each protected cell's assets, liabilities and data are ring-fenced from every other cell and every other subscriber on the platform.
Capital, collateral and reinsurance positions are tracked and reported per cell, with a full audit trail for regulators and sponsors.
Structures adapt to the regulatory regime governing each cell's domicile and the risks it covers.
Tell us what you're looking to structure — captive, risk pool, ILS or a parametric programme.